Physicians Mutual Insurance Company®
Puppies and dogs love to run, jump and eat everything. When they find themselves unexpectedly at the vet, make sure they have all the protection they need.
With pet insurance from Physicians Mutual, you can get valuable coverage at an affordable price.
Why dog insurance is important
Whether you’re looking to cover a young pup or an old friend, pet insurance is a smart, loving choice.
Pet insurance is especially important when it’s time for your dog’s annual wellness exam, they eat something they shouldn’t have or they have an unexpected injury. Pet insurance can give you peace of mind knowing you have coverage in place.
When just one visit can cost you thousands of dollars, be glad you have protection in place, so you can focus on your dog’s health — instead of your pocketbook.
What our dog insurance helps cover
Big dog or little dog; purebred or mixed breed — all dogs run the risk of getting sick or injured. Some of the most common conditions dogs experience are:
- Chronic conditions such as allergies, heart disease, cancer, arthritis, hypothyroidism and seizures.
- Acute conditions such as getting an upset stomach after getting into the garbage, kennel cough and urinary tract infections.
- Traumatic injuries such as being hit by a car or getting in a fight with another dog.
Good news! We help cover situations like these, including surgeries, hospitalizations, diagnostic testing, emergency treatment, holistic and alternative therapy, chemotherapy, radiation and more.
Plus, depending on the customization options you select, you can also get coverage for wellness visits, vaccinations and exams.
What’s not covered
Physicians Mutual pet insurance does not cover pre-existing conditions, pet ambulance care, pregnancy, routine dental treatments, repetitive activities, external parasites, prescription food and medical waste.
Dog insurance for all ages
Insurance for puppies
You can cover your new puppy as soon as you bring them home. Our wellness and preventive care is a great additional coverage option for new pups.
Insurance for adult dogs
Adult dogs may have outgrown some puppy behaviors, but they can still find trouble. Pet insurance for adult dogs ensures good coverage as they get older.
Insurance for senior dogs
We love all dogs — no matter how old they are. That’s why we don’t put an age limit on any dog. Older four-legged companions deserve protection, too.
Great news! If you get coverage for more than one pet, you’ll receive a 5% discount on your premiums.
Is dog insurance worth it?
Yes! Pet insurance for dogs — of all ages — is a smart, loving and affordable choice.
Let’s say your dog Max broke his leg and needs surgery. With the Preferred plan, a 90% reimbursement percentage and a $250 annual deductible, you would only pay $575:
|Max’s vet bill|
|Total out of pocket||$575|
|We pay you||$2,295|
When is the best time to buy dog insurance?
The most affordable time to buy pet insurance for your dog is as soon as you bring them home. No matter their age, it’s smart to protect your dog before an unexpected accident or illness, which can happen at any time.
Don’t wait — help protect your furry family member now.