Physicians Mutual Insurance Company®

Physicians Mutual Pet Insurance Logo
Physicians Mutual Pet Insurance Logo
1-800-264-14171-800-264-1417

Physicians Mutual Insurance Company®

Why Choose Physicians Mutual

Why Choose
Physicians Mutual

If you’re looking for affordable pet insurance from a company you can trust, you’ve come to the right place.

Picking the best pet insurance for you — and your pet — doesn’t have to be difficult, if you know what to look for.

Please wait while we retrieve information for you. To find out about the products that are available please call 1-800-264-14171-800-264-1417.

High value. Low price.

Get comprehensive coverage and unmatched service from pet-loving people like you — at an affordable price. For example:

$30/month

The average price for a 1-year-old Labradoodle on the Standard Plan with a 90% reimbursement percentage and a $250 deductible is $30/month.

$20/month

The average price for a 2-year-old Domestic Shorthair on the Standard Plan with a 90% reimbursement percentage and a $250 deductible is $20/month.

Budget-friendly
rates

Protect your pet’s health and your budget with some of the best pet insurance rates in the industry.

Unwavering
customer service

You can rest easy knowing you’re working with a company who puts you and your pets first, always.

Quickly paid
claims

You shouldn’t have to wait around for your reimbursement check. That’s why we strive to pay you in 5 days or less.

Earning trust for 120 years

We’ve been helping people with their insurance decisions for more than a century. And in that time, we’ve earned some of the industry’s highest financial ratings and a reputation for doing things the right way.

Best of all, as a mutual company, your interests come first, not those of Wall Street. We’re here to serve you — and your pets. That’s what insurance for all of us is all about.

Leader of the pack

Other companies may offer some of these.
Physicians Mutual Pet offers them all.

Go to any vet

We cover bills from any vet in the country, so you can get your pet the care they need, when they need it. No questions asked.

Unlimited, lifetime
cash benefits

You can use your coverage as much as you want for the life of your pet. We offer this to maximize your protection.

Your cost-share is waived
in an emergency

If your pet needs emergency, life-saving treatment, we waive your copays and deductibles. Only one other company offers this benefit.

Love for all ages
and breeds

All animals deserve love and care. This means no matter how young or old your pet is, or what breed, they’re covered. We’re one of the few companies to offer inclusive coverage.

What’s covered in all our plans

  • Emergency & hospitalization
  • Congenital conditions
  • Cancer treatments
  • Chronic conditions
  • Holistic and alternative care
  • Surgery
  • Hereditary conditions
  • Specialty care
  • Diagnostic testing
  • Rehab and physical therapy

Plus, depending on the customization options you select, you can also get coverage for wellness visits, vaccinations, exams and more.

What's not covered

Physicians Mutual pet insurance does not cover pre-existing conditions, pet ambulance care, pregnancy, routine dental treatments, repetitive activities, external parasites, prescription food and medical waste.

Pet insurance from pet parents like you

Our employees love pets so much, we just had to show you. Meet some of our beloved pets and their pet parents!
Luna &
Oscar
CurlyQ &
Stacie
Cooper &
Rob
Dexter &
Jon
Sugar &
Kelsey
Xeno &
Ashley
Arwin &
Michael
Phelps &
Jami
Ronin &
Cindy
Maus &
Shelly
Toey &
Val
Cooper &
Danny
Bosley &
Robert
Moose &
Swan
Jade &
John
Maverick &
Laurie
Teej &
Kari
Greta &
Becky
Nilla &
Paula
Rusty, Xena, Beast & Natalie
Mama &
Tom
Charlie &
Ta-Shara
Ginger &
Walter
Jonas &
Chad

Please wait while we retrieve information for you. To find out about the products that are available please call 1-800-264-14171-800-264-1417.

Not ready to view plans just yet?