Physicians Mutual Insurance Company®
If you’re looking for affordable pet insurance from a company you can trust, you’ve come to the right place.
Picking the best pet insurance for you — and your pet — doesn’t have to be difficult, if you know what to look for.
High value. Low price.
Get comprehensive coverage and unmatched service from pet-loving people like you — at an affordable price. For example:
The average price for a 1-year-old Labradoodle on the Standard Plan with a 90% reimbursement percentage and a $250 deductible is $30/month.
The average price for a 2-year-old Domestic Shorthair on the Standard Plan with a 90% reimbursement percentage and a $250 deductible is $20/month.
Protect your pet’s health and your budget with some of the best pet insurance rates in the industry.
You can rest easy knowing you’re working with a company who puts you and your pets first, always.
You shouldn’t have to wait around for your reimbursement check. That’s why we strive to pay you in 5 days or less.
Earning trust for 120 years
We’ve been helping people with their insurance decisions for more than a century. And in that time, we’ve earned some of the industry’s highest financial ratings and a reputation for doing things the right way.
Best of all, as a mutual company, your interests come first, not those of Wall Street. We’re here to serve you — and your pets. That’s what insurance for all of us is all about.
Leader of the pack
Other companies may offer some of these.
Physicians Mutual Pet offers them all.
Go to any vet
We cover bills from any vet in the country, so you can get your pet the care they need, when they need it. No questions asked.
You can use your coverage as much as you want for the life of your pet. We offer this to maximize your protection.
Your cost-share is waived
in an emergency
If your pet needs emergency, life-saving treatment, we waive your copays and deductibles. Only one other company offers this benefit.
Love for all ages
All animals deserve love and care. This means no matter how young or old your pet is, or what breed, they’re covered. We’re one of the few companies to offer inclusive coverage.
What’s covered in all our plans
- Emergency & hospitalization
- Congenital conditions
- Cancer treatments
- Chronic conditions
- Holistic and alternative care
- Hereditary conditions
- Specialty care
- Diagnostic testing
- Rehab and physical therapy
Plus, depending on the customization options you select, you can also get coverage for wellness visits, vaccinations, exams and more.
What's not covered
Physicians Mutual pet insurance does not cover pre-existing conditions, pet ambulance care, pregnancy, routine dental treatments, repetitive activities, external parasites, prescription food and medical waste.
Pet insurance from pet parents like you