Physicians Life Insurance Company®
a member of the Physicians Mutual family

Why Choose Us

A conversation with us can mean a lifetime of confidence.

If you're feeling overwhelmed about your choices for health care in retirement, you're not alone. We talk to people every day who feel the same way.

We’ve been here listening, answering questions and empowering people from all walks of life to make the right choice. We promise to do the same for you, so you can feel good about your coverage decisions — and have the retirement you deserve.

Please wait while we retrieve information for you. To find out about the products that are available please call 1-800-228-91001-800-228-9100.

Or give us a call at 1-800-319-65761-800-319-6576to learn about your options

Exclusive second-chance guarantee

Choosing the right Medicare Supplement plan for you is important. That’s why we work hard to help you make the best choice at the time you sign up. But life changes — and your needs might, too. No problem! New customers have the option to switch to another plan once in the first two years with no health questions. That means you don’t have to worry about making the wrong choice — that’s a guarantee you’ll only get with us.

Click the Important Disclosure Information link below for all details including the insurance policy/rider limitations.

A discount that helps keep money in your pocket

Save now. Save a month from now. Save for as long as you keep your coverage. Get 10% off your monthly premiums just for living with your spouse or with anyone age 60 or older.* And when they turn 65, we’d love to welcome them to our family, too.

* An applicant who resides in a household either with a spouse or with another person (but no more than three) that is age 60 or older and has continuously resided with the applicant for the past 12 months.

A plan you won't find anywhere else

To help our customers save money, we developed Innovative Plan G.1 You’ll get lifetime savings on premiums by helping to pay for your health care costs during the first three calendar years.2 After that time, you’ll continue to save on premiums for the rest of your life. This is an exclusive plan you can’t get at any other company.

  1. The Innovative Discount Rider works hand-in-hand with our Plan G.
  2. Your deductible automatically goes away January 1 following your third calendar year.

Preventive care — key to a happy retirement

You can't control everything. We get it. But, you can control how you take care of yourself. That means getting preventive care when and how you may need it. With Physicians Life, you don't have to worry.

As our customer, you can collect benefits for covered routine physical exams, immunizations and health screenings not paid for by Medicare.** Best of all, you'll never pay anything for these covered preventive care services.

We're one of the few companies that covers preventive care — and doesn't limit the dollar amount of preventive benefits you can receive.

You are your own best advocate, and we're here to help you.

** Plan A does not offer preventive care benefits.

I’ve been with the Physicians Mutual family for many, many years. When I was 65, I had to have supplemental insurance to cover what Medicare doesn’t pay. This is the only insurance I’ve ever bought! I don’t do business with anybody else.

Florence A., Indiana

Member of our family since 2000

Click the Important Disclosure Information link below for all details including the insurance policy/rider limitations.