Physicians Life Insurance Company®
a member of the Physicians Mutual family

Get Affordable
Term Life

Term life insurance is an affordable option if you’re looking for up to $50,000 of coverage.

This coverage can help pay for things like funeral costs, medical bills or even household expenses. Planning ahead can help give your loved ones peace of mind knowing they have one less thing to worry about.

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Or give us a call at 1-800-589-09291-800-589-0929 to get started

Protection made easy

Term life insurance is simple. All you have to do is choose how much coverage you want and how long you want it for — 10 or 20 years. There’s NO medical exam. You just answer two simple health questions to qualify for coverage.

How does term life insurance pay out?

Term life insurance benefits are paid when the insurance policy holder has died. The beneficiary(ies) will receive the insurance policy benefits after the death claim has been filed.

What happens at the end of the term?

Generally, if you outlive your term life insurance, you have the option to convert it to a whole life insurance policy or to buy another term life insurance policy.

Term life insurance coverage details

View the coverage details below for protection up to $50,000.

Term Life Insurance
Length of coverage
Choice of 10 or 20 years
Available for
Ages 18 — 70 for a 10-year term
Ages 18 — 60 for a 20-year term
Benefit amount
$25,000 up to $50,000
Designed to help
  • Pay burial and final expenses
  • Pay last medical bills
  • Cover remaining credit card and other debts
  • Strengthen existing life insurance coverage
Pays on top of other insurance
Same monthly rate for the term of the policy
Save $1 on renewal rates every month when you sign up for Automatic Bank Withdrawal
You have the right to:
  • Review your insurance policy for 31 days with no obligation — and receive a full refund if you choose to cancel
  • Renew your coverage at the end of each term until you turn 95
  • Convert your coverage to a whole life insurance policy at any time during the term of your coverage

High benefit term life insurance

Our High Benefit Term Life Insurance offers a greater amount of coverage — up to $250,000 — to help replace income, or to help with higher financial obligations, such as tuition or mortgage payments. It can help ensure your loved ones maintain the lifestyle you've worked so hard to provide. Contact one of our Agents/Producers to see if this coverage is available in your state.

We’re here to help

Our Agents/Producers offer the personal service you deserve and the expertise you can trust. They will take the time to understand your specific needs and will provide an insurance solution that's right for you. We're proud to have reliable Agents/Producers across the country.

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