Affordable Term Life Insurance

Higher benefits, lower premiums

Term life insurance is an affordable option if you’re looking to strengthen your protection. Get up to $50,000 of coverage.

Easy to apply — there is no medical exam and only two simple health questions.

Pays on top of other insurance — this coverage does not replace existing life insurance, it adds to it.

Convert your coverage — switch to whole life insurance at any time during the term of your coverage.

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for term life insurance

Questions about this coverage? Talk to one of our friendly agents/producers!

Call 1-800-228-91001-800-228-9100 or .

What is term life insurance?

Term life insurance is a type of life insurance that provides coverage for a specified term or duration, such as 10 or 20 years. If you pass away during the term, a death benefit is paid out to your beneficiaries, currently tax free.

Unlike permanent life insurance, term life insurance does not accumulate cash value, making it a straightforward and cost-effective option.

What happens at the end of the term?

Generally, if you outlive your term life insurance, you have the option to convert it to a whole life insurance policy or to buy another term life insurance policy.

What is term life insurance used for?

Term insurance is used to help pay for burial and final expenses, last medical bills, and remaining credit card and other debts. It can also be used for income replacement to help your loved ones maintain their standard of living

Who is this term life insurance for?

Good news! If you’re between the ages of 18-70, you can get up to $50,000 worth of coverage. The term length options available are 10 and 20 years for those up to age 60, and 10 years for people between 61-70 years old.

At any point in time during the term of your coverage, you can convert to a whole life insurance policy.

Get even more coverage

Our High Benefit Term Life Insurance offers an even greater amount of coverage — up to $250,000 — to help replace income, or to help with higher financial obligations, such as tuition or mortgage payments. It can help ensure your loved ones maintain the lifestyle you’ve worked so hard to provide. Connect with one of our agents/producers to see if this coverage is available in your state.

Contact an agent/producer

Our friendly agents/producers offer the personal service you deserve and the expertise you can trust. They will take the time to understand your specific needs and will provide an insurance solution that’s right for you.

Call 1-800-228-91001-800-228-9100