Physicians Life Insurance Company®
a member of the Physicians Mutual family

Final Expense Insurance

Final expense insurance is intended to help your loved ones pay for remaining bills you may leave behind after you’re gone.

With a national average funeral cost of $9,135,1 final expense insurance can make a meaningful difference for your family.

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What is final expense insurance?

Final expense insurance — also referred to as burial or funeral insurance — is intended to cover the bills your loved ones will have to pay after your death.

What types of bills can final expense insurance help cover?

Final expense insurance is primarily used to help pay for a funeral. Plus, it can help cover other bills such as final medical bills, credit cards, loans, taxes and other household expenses that can pile up after your affairs are settled.

Why is permanent life insurance the best option for final expenses?

Permanent life insurance (whole life insurance) makes the most sense for final expenses because you won’t outlive the insurance policy.

When is the best time to buy final expense insurance?

The sooner you buy final expense insurance, the better. Because rates are based on age, you’ll want to lock in the lowest rate you can. Plus, most whole life insurance policies will only guarantee your acceptance — without health questions or medical exams — up to a certain age.

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My husband and I have had life insurance with you for years. When he passed away, claims were paid quickly and without hesitation. Physicians Life Insurance Company is a company that can be trusted to do what they say they will. I just bought a fourth policy because I know your service is excellent. Thank you, Physicians Life!

Fay B., Kentucky

Member of our family since 2000