Physicians Select Insurance Company® —
a member of the Physicians Mutual family
Medicare Supplement Insurance
Helps cover out-of-pocket costs not covered by Medicare
Go to any Medicare-approved doctor or hospital in the U.S.
You don’t need a referral to see a Medicare-approved specialist in most cases
Give your future a head start with Innovative Plan G
Medicare Supplement Insurance coverage with a smart way to save
Click the Medicare Supplement Disclosure Information link below for all details including the insurance policy/rider limitations.
Medicare Supplement Insurance coverage with a smart way to save
Discover the patented Innovative Plan G from Physicians Select Insurance Company. It can give you the protection of a standard Plan G — plus a lifetime of premium savings, thanks to our exclusive Innovative Discount Rider.
In fact, it could help you save thousands over the life of your policy.
Watch this video to learn how Innovative Plan G works.
If you drop the Innovative Discount Rider before year three, your premium amount becomes the standard Plan G premium amount. Also, the preventive coverage would end. F032 is the Plan G Innovative Rider.
Get help now!
Talk to one of our licensed agents.
Renae C.,
Licensed Medicare Supplement Insurance agent
Which Medicare Supplement insurance plan is right for you?
Just answer seven (7) questions to see which plan fits you best.
There are no wrong answers!
Boost your coverage with preventive care and fitness perks
Want even more ways to take care of your health — and your budget? We have preventive benefits built into our Innovative Plan G! Plus, you’ll get access to the Silver&Fit® healthy aging and exercise program. It’s an easy way to stay on top of your health and feel your best.
- Benefits for annual physical exams, health screenings, and routine blood work
- Membership at one of thousands of participating fitness centers and YMCAs nationwide
- Access to thousands of on-demand workout videos
The Silver&Fit program is provided by American Specialty Health Fitness, Inc. (ASH Fitness), a subsidiary of American Specialty Health Incorporated (ASH). Silver&Fit is a trademark of ASH and used with permission herein. Participating facilities and fitness chains may vary by location and are subject to change. Kits are subject to change. The Silver&Fit program is not available with Plan A. The Silver&Fit program is not insurance and may be discontinued at any time.
Get your free copy of our “Quick Guide to Medicare and Medicare Supplement Insurance”
This guide is a helpful resource if you’re new to Medicare and Medicare Supplement insurance. Use it as a resource to help navigate the basics. Get yours now!
Get Your CopyWhy is this coverage important?
Get answers to your questions
Innovative Plan G
Get trusted Medicare Supplement Insurance coverage — plus built-in savings with our exclusive plan option.
Why choose us
Choosing coverage is easier with a company that puts you first. You can feel confident in your choice for health care in retirement.
Get advice from our knowledgable Agents
One of the easiest ways to choose your coverage is to talk to one of our Agents. They’ll walk you through the process, step by step.
Agent Debbie C. with customer Lynn R.
Want to talk to an agent?
Our friendly Medicare Supplement insurance agents are ready to help!
Explore guides, resources and more in the Medicare Supplement Insurance Help Center
Choosing Medicare and Medicare Supplement Insurance coverage is an important step in retirement — and we’re here to help. Visit our Medicare Supplement Insurance Help Center to learn your options, get guidance and feel confident moving forward.
Go to Help CenterTop frequently asked questions
Medicare is a health insurance program that pays for many health care services — but there are still costs you must pay on your own.
Medicare is a health insurance program provided by the federal government for:
- People 65 or older
- People under 65 with certain disabilities
- People of any age with end-stage renal disease (permanent kidney failure requiring dialysis or a kidney transplant)
Since Medicare is federally run, eligibility guidelines are normally the same throughout the country.
Medicare pays for many health care services, but there are still costs you must pay on your own. To help lower your out-of-pocket expenses, consider Medicare Supplement insurance from us. This important coverage can help pay medical expenses not covered by Medicare, such as coinsurance, co-payments and deductibles.
Do you have questions about Medicare? Call us anytime, we're happy to help! 1-800-228-91001-800-228-9100
Medicare is divided into four parts:
Part A — Hospital Insurance (Original Medicare)
- Benefits help cover inpatient care in hospitals, skilled nursing facilities, hospice and medically necessary home health care
- Most people do not pay a premium
Part B — Medical Insurance (Original Medicare)
- Benefits help cover services provided by doctors and other health care providers, outpatient care, durable medical equipment, home health care and some preventive services
- Most people pay the standard Medicare Part B premium
Part C — Medicare Advantage (MA)
- Offers health plans run by Medicare-approved insurance companies
- Enrollment is optional and replaces Original Medicare
- If you go with an MA plan, you can’t get Medicare Supplement insurance
Part D — Prescription Drug Coverage
- Benefits help pay for prescription drug costs
- Enrollment is voluntary
- Plans are available through private insurance companies approved by Medicare
- Premiums and benefits vary by plan
Even if you have Medicare, there may be costs you must pay on your own. Medicare Supplement insurance (also called Medigap) from Physicians Select can help. This is private insurance you can buy to help pay bills Medicare may not cover.
Do you have questions about how Medicare works? Call us anytime, we're happy to help! 1-800-228-9100 1-800-228-9100 .
Yes. If you are receiving Social Security or Railroad Retirement benefits, you are automatically enrolled when you turn 65.
Additional resources
Get your “Guide to Medicare and Medicare Supplement Insurance”
Learn key enrollment dates, differences between Original Medicare with Medicare Supplement vs. Medicare Advantage, and more.
Find out which Medicare Supplement insurance plan is right for you
Take this 7-question assessment to see which Medicare Insurance plan fits you best. Detailed price and coverage details included!
Sign up for a Medicare 101 session
Medicare and Medicare Supplement insurance can be confusing. That’s why our agents provide free, in-person educational sessions to help you navigate your health coverage in retirement.
Medicare and Medicare Supplement insurance can be confusing. That’s why our agents provide free, in-person educational sessions to help you navigate your health coverage in retirement.
Join us in person for Medicare 101 sessions near you, where you’ll get information on :
- Making the most of your rights, options and entitlements
- How to enroll in Medicare
- What Medicare does and does not cover
- Your Medicare Supplement insurance options
- And much more!