Physicians Mutual Insurance Company®
Give yourself the freedom to focus on your pet’s health — instead of how to pay for it — with affordable pet insurance.
With Physicians Mutual pet insurance, you never have to choose between your pet’s health and your finances.
Understand pet insurance costs and check out our Frequently Asked Questions.
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What’s covered in all our plans
- Emergency & hospitalization
- Congenital conditions
- Cancer treatments
- Chronic conditions
- Holistic and alternative care
- Surgery
- Hereditary conditions
- Specialty care
- Diagnostic testing
- Rehab and physical therapy
Plus, depending on the customization options you select, you can also get coverage for wellness visits, vaccinations, exams and more.
What's not covered
Physicians Mutual pet insurance does not cover pre-existing conditions, pet ambulance care, pregnancy, routine dental treatments, repetitive activities, external parasites, prescription food and medical waste. See exclusion details
More about dog insurance
Puppies and dogs love to run, jump and eat everything. When they find themselves unexpectedly at the vet, you’ll be glad they have coverage.
Dog Plan Details
More about cat insurance
Kittens and cats can get into all sorts of mischief. When their curiosity sends them to the vet, make sure they have all the protection they need.
Cat Plan Details
Pet insurance means better care
When your pet has an unexpected trip to the vet, having protection in place can mean a difference in their level of care.
Don’t let big bills be a deciding factor when it comes to your pet’s health.
Pet insurance allows you to say “yes” when the vet makes a recommendation that costs thousands of dollars. It gives you the freedom to focus on your pet instead of worrying about how much it will cost. And in the end, it means better overall care for your pet.
With 1 in 3 pets needing unexpected emergency veterinary treatments each year,1 pet insurance is an affordable way to be prepared.
Get one step closer to protecting your pet.
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Frequently asked questions about pet insurance
How do you know what plan is right for you? Take our assessment and find out!
Get Started Here
1 “Are You Prepared for a Pet Emergency? Most Americans Are Not,” CNBC.com, June 14, 2018