Physicians Mutual Insurance Company®
It’s easy and affordable to add the Vision Benefit Rider to your dental benefits.
Eye exams are important to your vision and your overall health. In fact, regular eye checkups can help detect glaucoma, age-related macular degeneration, diabetic retinopathy and cataracts.1 The optional Vision Benefit Rider works with your dental coverage and can pay benefits for eye exams and vision correction. You can go to any covered provider you choose to get vision insurance benefits.
Covered vision correction
Vision correction includes prescription: eyeglasses, sunglasses, sports glasses, spare pairs and contact lenses.
- First year: up to $50 per person
- Second year: up to $100 per person
- Third year and beyond: up to $150 per person
Covered eye exams
- Every year: up to $50 per person
Plus, at no additional cost to you — we've partnered with VSP, the nation's largest discount vision provider, to give you extra savings when you use one of the more than 34,000 providers in their network. You can get discounts for covered exams, eyewear and LASIK through the VSP Access Plan. Your Vision Benefit Rider pays benefits whether you go to a VSP provider or not — and you'll save even more when you use a VSP provider.
You’ll get VSP discounts for exams and eyewear on top of your vision rider benefits. Here’s how you’ll save more:
- 20% off a comprehensive exam
- 20% off glasses, lens options and sunglasses2
- 15% off contact lens exam
- up to 20% off laser surgery, including PRK, LASIK and Custom LASIK3
1 “Keep an Eye on Your Vision Health,” Centers for Disease Control and Prevention, cdc.gov, July 26, 2018
2 Discounts valid through any VSP Preferred Provider within 12 months of the last covered eye exam; 20% discount is for complete pair of prescription glasses and non-prescription sunglasses.
3 Custom LASIK discounts only available using wavefront technology with the microkeratome surgical device. Other LASIK procedures may be performed at an additional cost to the member. LaserVision Care discounts are only available from VSP-contracted facilities.