Use This Chart To Find The Right Plan

Medicare was never meant to cover all your health care costs. No one wants to spend retirement worrying about medical bills. That's where Physicians Mutual can help. Our Medicare Supplement plans pay in addition to your Medicare benefits, so you can use your savings for retirement, not medical bills.

Based on your ZIP code , Plans A, F, High Deductible F and G are available in your area. All plans provide basic benefits, which cover certain hospital stays, Medicare Part B coinsurance or co-payments for doctor and outpatient services, and blood transfusions.

To help determine the amount and type of coverage you need, there are a few questions to think about:

  • Is it worth it to you to have a higher deductible in exchange for lower premiums?
  • Are you comfortable paying a lower premium, but receiving less coverage?
  • Would you prefer a plan with a higher premium, but offers more coverage?

Use the chart below to determine the plan that best meets your needs:

Plan A

Our Most Popular

Plan F

High Deductible Plan F **

Plan G

Monthly Price * NA NA NA NA
Monthly Price with Discount for Automatic Bank Withdrawal NA NA NA NA
Basic Benefits
Part A Deductible  
Part B Deductible    
Part B Excess and Foreign Travel Emergency  
Skilled Nursing Facility Coinsurance  
Contains a Deductible      
Best If You can afford to pay more medical bills You want coverage to help lower out-of-pocket costs and reduce your medical bills You want to keep premiums low in exchange for a yearly deductible You want fewer medical bills in exchange for paying higher premiums

* The monthly premiums quoted above are based on the date of birth and ZIP code you provided. Your actual premium amount may differ because of data submitted on your application.

** This plan pays the same benefits as Plan F after you have paid a calendar year $2,240 deductible. Benefits will not begin until your out-of-pocket expenses are $2,240. This is for the Plan Deductible in 2018. This amount may increase each year. This includes the Medicare deductibles for Part A and Part B, but does not include the plan's separate foreign travel emergency deductible.

This coverage has limitations.
Medicare Supplement Insurance Policy Kinds:
P420, P425, P426, P427

Your Quote

Your Information

ZIP Code
Date of Birth
Household Discount ?
Planned Start Date for New Coverage

Need help? Have questions?
Call 1-800-235-7732

Learn More

Review the Medicare & You booklet or the Choosing a Medigap Policy guide

Outline of Coverage

A company you can depend on

At Physicians Mutual, we want you to get the coverage you need, when you need it. That's why we have been making insurance simple for over 108 years.

Join the thousands of people who've already turned to us for their Medicare Supplement protection. With our reputation for honesty, integrity and stability, you can trust we'll be here when you need us.