Medicare is a health insurance program that pays for many health care services — but there are still costs you must pay on your own.

Medicare is a health insurance program provided by the federal government for:

• People 65 or older
• People under 65 with certain disabilities
• People of any age with end-stage renal disease (permanent kidney failure requiring dialysis or a kidney transplant)

Since Medicare is federally run, eligibility guidelines are normally the same throughout the country.

Medicare pays for many health care services, but there are still costs you must pay on your own. To help lower your out-of-pocket expenses, consider Medicare Supplement insurance from us. This important coverage can help pay medical expenses not covered by Medicare, such as coinsurance, co-payments and deductibles.

Do you have questions about Medicare? Call us anytime, we're happy to help! 1-800-228-91001-800-228-9100

Even if you have Medicare, there may be costs you must pay on your own. Medicare Supplement insurance (also called Medigap) from Physicians Select can help. This is private insurance you can buy to help pay bills Medicare may not cover.

Do you have questions about how Medicare works? Call us anytime, we're happy to help! 1-800-228-9100 1-800-228-9100 .

Yes. If you are receiving Social Security or Railroad Retirement benefits, you are automatically enrolled when you turn 65.