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Physicians Mutual Insurance Company®

What is a dental network and why should I care?

A dental network is a group of dentists and dental care providers who have agreed to offer services at reduced rates to members of specific dental insurance plans. These networks can include general dentists, specialists and dental clinics.

So, why should you care about dental networks?

By visiting dentists within the network, you benefit from lower rates for services, which can significantly reduce your out-of-pocket expenses. These negotiated rates are usually much lower than standard fees. Many dental plans also emphasize preventive care, which is often fully covered within the network. Regular checkups and cleanings can prevent more serious and costly dental issues down the line.

Need help finding a dentist?

You can see any dentist with our dental insurance. But if you want to save even more money on dental services, use a dentist in our network of more than 600,000 provider locations.*

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