Our exclusive preneed products are inspired by our funeral home partners. We’ll help you find solutions to fit your business needs for sustainable growth.
Become a funeral home partner today!
Custom Product Series
Our preneed products are created based on feedback from funeral home owners — delivering solutions to help you grow your business.
Custom Preneed Advantage
Custom Preneed Advantage provides funeral homes extra inflation protection early on, with growth that starts day one and is compounded and credited daily. Your block of business is invested in safe, solid fixed income investments, such as highly rated bonds.
Our index products — Custom Preneed Index and Custom Index Performance — are equity-indexed products, ideal for funeral homes interested in the potential to earn a higher growth rate with no risk of losing money. These innovative products’ growth rates are based on the interest rate and driven by the performance of the S&P 500® index. See more details in the video below to learn how these products work.
We enhanced all of our products with Inflation Guard, the industry's first of its kind to address shortfalls. Inflation Guard gives you additional growth crediting, a higher cap or a higher participation rate, depending on the enhancement you choose. This helps lower the risk on your funeral home while still allowing you to guarantee prices.
How our products work
Our indexing products give funeral homes the potential to earn higher growth rates while protecting them from market losses.
Inflation Guard gives you additional growth crediting — lowering the risk on your funeral home while allowing you to guarantee prices.
Preneed program is underwritten by Physicians Life Insurance Company and is not available in all states. This site is not intended for consumer use.
The S&P 500 Index is a product of S&P Dow Jones Indices LLC ("SPDJI"), and has been licensed for use by Physicians Life Insurance Company. Standard & Poor's®, S&P® and S&P 500® are registered trademarks of Standard & Poor's Financial Services LLC ("S&P"); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC ("Dow Jones"); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Physicians Life Insurance Company. Physicians Life Insurance Company's life insurance product is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 Index.