Physicians Mutual Insurance Company®

Get Affordable

Help protect your smile and your health with affordable dental insurance that helps cover over 350 procedures — from routine exams to fillings to crowns — and even dentures.

With this dental insurance, you'll have no annual maximum on the cash benefits you can receive — and no deductible. Plus, you'll have benefits for preventive care right away!

That product is not available in your state. To find out about the products that are available please call 1-800-215-12121-800-215-1212.

Or give us a call at 1-800-215-12121-800-215-1212 to get started

Dental Plans

All three plans — Preferred Plus, Standard Plus and Economy Plus — help pay for the same 350+ procedures. The only difference is how much each one pays.

How the Preferred Plus plan pays

Preventive benefits begin immediately, Basic benefits start after 3 months, and Major benefits start after 12 months.
We will not pay more than the actual charge of a procedure.

Plus, your dental visits can be even more affordable!

You can save even more — an average of 36%* on covered services —
by seeing a dentist in our network of over 500,000 provider locations.

Coverage Details

Preventive benefits

Start immediately

This coverage helps pay for over 30 preventive services right away.

Covered preventive services include:
  • Cleanings
  • Routine and comprehensive exams
  • Dental X-rays
  • Professional dental cleanings
  • And more

Basic benefits

Start after 3 months

Helps pay your bills for over 100 basic dental services.

Covered basic services include:
  • Fillings for cavities
  • Minor oral surgery procedures and sedation
  • Repair or replacement of denture clasp
  • Simple tooth extractions
  • And more

Major benefits

Start after 12 months

When you need expensive treatment, you can collect benefits for over 200 major services.

Covered major services include:
  • Root canals and crowns
  • Artificial teeth used in bridges
  • Partial & full dentures
  • Surgical tooth extractions
  • Adding a tooth to an existing partial denture
  • And more

Find a Dentist

With this dental insurance, you can go to any dentist you want. Plus, you can save money when you see a dentist in our network — one of the largest in the nation!*

Search for a Dentist in Your Area

Over 350 covered procedures

This affordable dental coverage helps pay for over 350 covered procedures — from cleanings and fillings to crowns and dentures.

See All Covered Procedures

Help protect your eyes, too.

Want to add optional vision benefits to your dental coverage? It’s easy!

Learn more about affordable vision coverage.

I absolutely love my dental insurance through Physicians Mutual Insurance Company. I had no problems with it. My dental office files the claims, leaving me with very little balance to pay. I would not have any dental care without it.

Dorothy P., Tennessee

Member of our family since 2009

Top frequently asked questions

*Includes the Participating Providers and Preventive Benefits Rider. National averages are subject to change, January 2020