My Account

We have insurance policies that can work for every budget! 

Physicians Mutual Insurance Company
a member of the Physicians Mutual family

Questions? Give us a call at

Why Choose Physicians Mutual Insurance Company?

Because Medicare Supplement insurance policies may be similar from company to company, making the best choice for you can come down to the company's financial strength, rate stability and affordable options. At Physicians Mutual Insurance Company, you can count on us for all of these.

  • Excellent Financial Strength Ratings
    We consistently receive some of the highest financial strength ratings in the nation. In fact, one industry analyst, Weiss Ratings, gives us an A+ Excellent ? the highest rating possible. This places us on their Recommended List of companies, an elite group of six life and health insurance companies representing the top 1% of the insurance industry. Our strong financial base allows us to be there when you need us — so you can rely on us to service your insurance policy today and in the future.

  • Affordable Premiums
    Our customers can depend on our long-term vision to help provide affordable premiums. We care about our customers and are proud to be one of a handful of companies to publish our national rate increase history to help them compare options and make the best choice for their needs.

  • Unique Combination of Choices and Options to Help Meet Your Needs and Budget
    As pioneers in Medicare Supplement insurance, Physicians Mutual is always looking for ways to help you save money. We offer choices and options you simply won't find anywhere else. Our Innovative Discount Rider can save you hundreds of dollars the first years you own your policy. You may save with our Household Discount if you live with someone who owns one of our qualifying Medicare Supplements. Plus, if you're a first-time buyer, age 66 to 68, you can qualify for Age Forgiveness — which allows you to pay the same premium as a 65-year old. You may even be able to save money other ways, too!


Tip: We're always looking for ways to help you save money. Our exclusive Innovative Discount Rider lowers your premium costs for life.* Our Enhanced Preventive Service Benefit covers preventive care services not paid for or covered by Medicare, with no out-of-pocket costs for you, and no maximum on the benefits you can collect.


Time Saver: Use this handy Buyer's Worksheet as a guide to help you shop for Medicare Supplement Insurance. Asking these important questions will help make it easier to compare your options so you can make the best choice for you.

  • A Trusted Agent as Your Personal Insurance Guide
    We know that insurance can be confusing. That's why we want you to be as educated as possible. Our agents are professionally trained, experienced professionals who take care to understand your needs, explain things clearly, and help guide you to an insurance plan that's right for you.

  • High Customer Satisfaction Rating
    When you buy a Medicare Supplement insurance policy from us, you become a member of our customer family who is listened to and treated with respect. Our customer service ratings reflect the strong trust our customers place in us. According to our 2014 Customer Satisfaction Survey conducted by Wiese Research Associates, 97% of the Physicians Mutual family customers are happy with us.

  • 40 Years of Medicare Supplement Experience
    The Physicians Mutual family of companies has provided Medicare Supplement protection for 40 years. We're committed to helping seniors make some of the most important decisions they'll ever make. When you're ready to discuss insurance, you can rely on us for the straightforward guidance you need.

As part of the Physicians Mutual family, we want you to have the coverage you need, when you need it. We pride ourselves on being a family you can count on. You deserve simple answers from a straightforward company you can count on today ? and for years to come.

Get a quote now ? it's fast, easy and secure ? >

* If you drop the Innovative Discount Rider before year four, your premium amount becomes the Plan F premium amount.

Medicare Supplement Insurance Policy/Rider Kinds:
P020/P023/P025/P026/P027/P029; B345/B421