Physicians Mutual Insurance Company® a member of the Physicians Mutual family
6 Things to Check Before You Think About a Plan
Check out these 6 important points to help you choose the plan best for you. Get a plan that can work for you today, tomorrow and beyond!
You want to make sure you can afford your coverage now and in the future. It's important you know insurance companies can set prices in different ways for Medicare Supplement insurance. The way prices are set determines how much you pay now and in the future. That's why you may want to think about a plan with rates that do not increase because of age. Physicians Mutual Insurance Company is one of the few companies that allows you to choose your premium structure.
A high financial rating indicates a company will be able to live up to its future financial obligations to its customers. Physicians Mutual consistently receives some of the highest financial strength ratings in the nation. One industry analyst, Weiss Ratings, gives us an "A+ Excellent" — the highest rating possible. We are listed on their Recommended List of companies, an elite group of six life and health insurance companies representing the top 1% of the insurance industry.
Customers come first. We want ours to be happy and know they can contact us with all of their questions. Each and every day we work to create satisfied customers. You'll be glad to know that 97% of our customers are satisfied with us, according to our 2014 Physicians Mutual Customer Satisfaction survey.
Your rates are important and determine what you can afford. Rates vary between companies and a low rate today does not necessarily mean a low rate tomorrow. At Physicians Mutual we share our history of rate adjustments on our Medicare Supplement policies. Our customers depend on us to help provide affordable premiums now — and in the future.
Personal service is our way of doing business. And — it's the way we do business. Our goal is to educate you on the details of Medicare and to learn what is important to you so we can customize a plan that can fit your needs.
Physicians Mutual is always looking for ways to help save you money. We offer choices and options you simply won't find anywhere else. Our Innovative Discount Rider can save you hundreds of dollars the first years you own your policy. You may save with our Household Discount if you live with someone who owns one of our qualifying Medicare Supplements. Plus, if you're a first-time buyer, age 66 to 68, you can qualify for Age Forgiveness — which allows you to pay the same premium as a 65-year old. You may even be able to save money other ways, too!