1-888-932-7642

Dental Insurance Can Give You Peace of Mind

from Physicians Mutual Insurance Company

older woman playing chess with older man

Get Your Quote

Choose from three benefit levels:

Now get dental insurance that helps cover over 350 services

Help protect your smile and your health with dental insurance from Physicians Mutual Insurance Company. Now, for a reasonable price, you can get real insurance protection — and peace of mind.

How does this insurance work?

  • This dental insurance helps pay a set benefit amount for over 350 dental procedures — from routine exams to fillings to crowns — and even dentures.
  • There are three benefit levels to choose from — Economy Plus, Standard Plus or Preferred Plus. Each one helps cover the same procedures — the only difference is the cost and the amount of benefits each one pays. For example, the Preferred Plus level costs a little more, but it also pays the highest benefit amounts.
  • There is no deductible, and no annual or lifetime maximum on the amount of cash benefits you can collect.
  • Choose any dentist — with this coverage, you can go to any dentist you'd like. However, if you choose a dentist in our network* of over 470,000 provider locations, you can save an average of 33% on covered services. Use this link to search for a list of dentists in your area.

Choose from three benefit levels: Economy Plus, Standard Plus or Preferred Plus.

These examples show how each one pays toward your bill:

     

  Highest Benefits

 

Economy Plus

Standard Plus

Preferred Plus

Preventive Care services

start right away for exams, X-rays, cleanings and more

For example:
Can pay a total of $112 toward a cleaning, exam and X-rays

For example:
Can pay a total of $135 toward a cleaning, exam and X-rays

For example:
Can pay a total of $159 toward a cleaning, exam and X-rays

Basic services

start after 3 months for fillings, simple tooth extractions, minor oral surgery and more

For example:
Can pay a total of $176 toward two fillings and a simple tooth extraction

For example:
Can pay a total of $236 toward two fillings and a simple tooth extraction

For example:
Can pay a total of $302 toward two fillings and a simple tooth extraction

Major services

start after 12 months for root canals, crowns, bridges, dentures and more

For example:
Can pay a total of $657 toward a root canal, crown and surgical tooth extraction

For example:
Can pay a total of $868 toward a root canal, crown and surgical tooth extraction

For example:
Can pay a total of $1067 toward a root canal, crown and surgical tooth extraction
     

Benefit information and limitations

Our Guarantee to You

Even if you're retired, your acceptance is guaranteed for one of these insurance policies as long as you don't already have dental insurance with us. With our 31-day satisfaction guarantee, there's no risk. You'll have time to go over your insurance policy/certificate in detail. If it's not right for you, simply return it within 31 days for a full refund.

Strength You Can Count On — From a Company You Can Trust

Physicians Mutual Insurance Company has over a century of experience helping American families. Since 1902, we've been here for our customers when they needed us. In fact, as a mutual company, we are owned by our customers, so it is their interests that come first — not those of Wall Street. As our customer, you become a member of our family … so we can help you take care of yours.

Get Started Now

One Customer's Experience …

I absolutely love my dental insurance through Physicians Mutual Insurance Company. I had no problems with it. My dental office files the claims, leaving me with very little balance to pay. I would not have any dental care without it.

— Dorothy P. Tennessee
Member of our family since 2000

Discover for yourself why we've earned a 97% customer satisfaction rating**

Arizona resident limitations

New York resident limitations

Coverage and offer are not available in all states. Please contact us to see what coverage may be available in your area.

*Includes the Participating Providers and Preventive Benefits Rider. National averages are subject to change, October 2017.

**Physicians Mutual® Customer Satisfaction Survey, 2014, conducted by Wiese Research Associates

Important Disclosure Information

Insurance Certificate C250A (ID: C250E; PA: C250Q); Insurance Policy P150 (FL: P150FL; GA: P150GA; NY: P150NY; OK:P150OK; TN: P150TN; TX: P150TX); B438/B439 and B424 (ID:B424C)/B426 Riders