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Physicians Mutual Insurance Company
 

Dental Insurance — Benefit Examples to Meet Your Needs

Choosing the right dental coverage to meet your needs and your budget is important. That's why we offer you a choice of three benefit options — Economy, Standard or Preferred. All three options help pay for over 300 covered procedures. The Standard Option pays about 30% more benefits than the Economy Option. The Preferred Option pays the most benefits for each service.

These charts show just a few of the services covered and the cash benefits you can collect for each benefit.

Over 30 Preventive Care Services begin immediately.
You can receive these benefits from day one:

Procedure Economy Option Standard Option Preferred Option
Routine Exam (D0120) $14 $19 $24
Cleaning (D1110) $29 $40 $51
X-rays - 4 Films (D0274) $19 $26 $34
Total Preventive Benefits $62 $85 $109
 

Over 100 Basic Care Services begin after just 3 months.
Suppose you notice sensitivity to hot and cold liquids and your dentist finds a couple of cavities and a tooth that must be removed. You can collect:

Procedure Economy Option Standard Option Preferred Option
Resin Fillings (D2332) $61 $82 $105
Resin Fillings (D2332) $61 $82 $105
Simple Tooth Extraction (D7140) $35 $47 $60
Total Basic Benefits $157 $211 $270
 

Over 200 Major Care Services begin after just 12 months.
At a routine checkup, your dentist says you need a root canal on a molar and a crown. Here's what your Physicians Mutual dental insurance can pay:

Procedure Economy Option Standard Option Preferred Option
Routine Exam (D0120) $14 $19 $24
Cleaning (D1110) $29 $40 $51
X-rays — 2 Films (D0272) $12 $17 $23
Root Canal (D3330) $204 $279 $279
Crown buildup (D2950) $46 $62 $62
Crown (D2720) $302 $401 $401
Total Major Benefits $607 $818 $840
 
In just one year,
you would collect:
Economy Option
$826
Standard Option
$1,114
Preferred Option
$1,219
 

All three options pay for over 300 covered procedures — with NO deductible!

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Of course, if you'd like to talk with someone about your insurance options, we're here to help. Give us a call at 1-800-221-9760.


This product and offer are not available in all states. Please contact us to see what coverage may be available in your area.