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The Bargain Hunter's Guide for Great Deals All Year Long

As the calendar turns over to a new year, everyone is resolving to be a little bit better in 2015. Why not add "be more bargain savvy" to the list? Everyone loves a good deal, right?

With a little knowledge of the retail industry, the seasons and major holidays, it's easy to find the best time to buy for many consumer products. Here's a month-by-month guide for what to buy and when to buy it at the lowest prices of the year.

JANUARY

  • Overstocked items from the holidays including electronics and clothing
  • Furniture from the previous year
  • Bedding

FEBRUARY

  • High-end chocolate (especially after Valentine's Day)
  • Boats
  • Winter apparel

MARCH

  • Last year's luggage
  • Golf clubs
  • Frozen foods

APRIL

  • Used cars
  • Older model electronics (e.g. digital cameras, HDTVs and laptops)

MAY

  • Mattresses
  • Kitchen appliances

JUNE

  • Health club memberships
  • Tools (pre-Father's Day)

JULY

  • Grills
  • Jewelry

AUGUST

  • Backpacks
  • Laptops
  • Office supplies
  • Swimwear and other summer apparel

SEPTEMBER

  • Airline tickets for the holiday season
  • Bicycles
  • Large appliances

OCTOBER

  • End-of-the-season patio furniture
  • Jeans

NOVEMBER

  • Toys
  • Electronics
  • Home goods
  • Wedding dresses

DECEMBER

  • Houses and real estate