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Part A - Hospital Insurance	Part B - Medical Insurance
Most people do not have to pay an additional premium for Part A.	Most people pay monthly for Part B

Helps Pay For: Care in hospital as inpatient, skilled nursing facilities, hospice care and some home health care.	Helps Pay For: Doctors' services, outpatient hospital care, and some other medical services that Part A does not cover, such as the services of physical and occupational therapists, and some home health care. Part B helps pay for these covered services and supplies when they are medically necessary.

Cost: Most people get Part A automatically when they turn age 65. They do not have to pay a monthly premium for Part A because they or a spouse paid Medicare taxes while they were working.	Cost: You pay the Medicare Part B premium.

Enrollment: You are automatically enrolled in Part A Medicare.	Enrollment: Enrolling in Part B is your choice. You can sign up for Part B anytime during a 6-month period that begins 3 months before you turn 65. If you choose to have Part B, the premium is usually taken out of your monthly Social Security, Railroad Retirement, or Civil Service Retirement payment. If you do not get any of these above payments, Medicare will send you a bill for your Part B premium every three (3) months.

For more details about Medicare's costs and coverage, please read the "Medicare and You" guide and check out "Your Medicare Benefits" at www.medicare.gov.


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