Understanding Medicare can be difficult. Physicians Mutual® is here to help you get a better understanding of this important topic.

Medicare is a health insurance program for:

• People age 65 or older
• Some people with disabilities under age 65
• People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant)

Learn more about Medicare today:

• Medicare has Two Parts
• The History of Medicare
• Common Terms
• Countdown to Medicare Supplement

Source: Medicare information obtained from "Medicare and You 2002". Source: Medicare Supplement information obtained from "Choosing A Medigap Policy"