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our story

Physicians Mutual Headquarters Building in Omaha, Nebraska
Physicians Mutual Insurance Company began in 1902 when Edwin E. Elliott, from his home in Omaha, Nebraska, dreamed of providing health insurance to medical professionals. He and his family worked day and night to launch our Company.

As the decades passed, we grew, guided by the integrity and sound business principles of Elliott, his son Loring, and a Board of Directors comprised of physicians and surgeons.

We began offering health insurance to Americans from all walks of life in 1962. Thousands responded. They liked the idea of a mutual insurance company, where they were more than customers. They were owners.

In 1967, we started selling insurance through a dedicated force of career agents. Then in 1970, we expanded our family by creating Physicians Life Insurance Company to provide the added security of life insurance protection.

Today, the Physicians Mutual® family offers a wide variety of health and life insurance products, ranging from hospital and medical insurance policies to Medicare Supplement, from cancer insurance to long-term care coverage, and from annuities to whole and term life insurance.

We’ve weathered many challenges along the way: the flu epidemic of 1918 … the Great Depression … complex new laws … the health care crisis. And through them all, we’ve stayed true to our promise … We’re here when you need us.®

Learn more about our history by viewing the Physicians Mutual® timeline.


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© Physicians Mutual®, 2002-2009. All Rights Reserved.

Physicians Mutual Insurance Company • Physicians Life Insurance Company
2600 Dodge Street, Omaha, Nebraska 68131

Physicians Mutual Insurance Company offers reliable health insurance, long-term care insurance and dental insurance coverage while Physicians Life Insurance Company provides important life and medicare supplement insurance, as well as annuities. Neither Physicians Life Insurance Company nor its agents are connected with or endorsed by the U.S. Government or the Federal Medicare Program.

Please note that our products are not available in all states.
This Web site is not intended for use outside the United States.